EmblemHealth Essential Plan (with Adult Dental and Vision)

Available year-round through the New York State of Health Marketplace.

A plan for New Yorkers with a $0 monthly premium,no deductible, and no referrals required to see a specialist. These plans also allow members to see a primary care physician, mental health professional, or dermatologist virtually with our Teladoc P360 benefit at no extra cost. Eligibility is based on income and other factors.

Deductible: $0 individual / $0 family

NEW EmblemHealth Essential Plan (with Adult Dental and Vision)

Available year-round through the New York State of Health Marketplace.

A plan for New Yorkers with a $0 monthly premium,no deductible, and no referrals required to see a specialist. These plans also allow members to see a primary care physician, mental health professional, or dermatologist virtually with our Teladoc P360 benefit at no extra cost. Eligibility is based on income and other factors.

Deductible: $0 individual / $0 family

EmblemHealth Millennium Platinum

This is a good plan if you receive frequent care because there is a $0 deductible. It also includes no-cost preventive care and telemedicine. This Platinum plan is on the Millennium network and is available within nine counties.

In-Network Deductible: $0 individual / $0 family 

EmblemHealth Millennium Gold

This plan is a good choice if you visit the doctor often but want to pay less than you’d pay for our Platinum plan. It has a low deductible and includes drugs before deductible, no-cost preventive care and telemedicine. This Gold plan is on the Millennium network and is available within nine counties.

In-Network Deductible: $600 individual / $1,200 family 

EmblemHealth Millennium Silver

This is a good plan if you go to the doctor for regular visits. It includes 1 PCP visit before deductible, drugs before deductible, no-cost preventive care and telemedicine. This Silver plan is on the Millennium network and is available within nine counties.

In-Network Deductible: $2,100 individual / $4,200 family 

EmblemHealth Millennium Bronze

This is a good plan if you don’t seek frequent medical care and would like to save some money on your health insurance. It includes 3 PCP visits before deductible, no-cost preventive care, and telemedicine. This Bronze is on the Millennium network and is available within nine counties.

In-Network Deductible: $3,800 individual / $7,600 family 

EmblemHealth Millennium Catastrophic

Catastrophic plan is for individuals under age 30 and others who qualify based on financial need. It includes 3 no-cost PCP visits. This Catastrophic plan is on the Millennium network and is available within nine counties.

In-Network Deductible: $9,200 individual / $18,400 family

EmblemHealth Select Care Platinum

This is a good plan if you receive frequent care because there is a $0 deductible. It also includes no-cost preventive care and telemedicine. This Platinum plan is on the Select Care network and is available within nineteen counties.

In-Network Deductible: $0 individual / $0 family 

EmblemHealth Select Care Gold

This plan is a good choice if you visit the doctor often but want to pay less than you’d pay for our Platinum plan. It has a low deductible and includes drugs before deductible, no-cost preventive care, and telemedicine. This Gold plan is on the Select Care network and is available within nineteen counties.

In-Network Deductible: $600 individual / $1,200 family 

EmblemHealth Select Care Silver

This is a good plan if you go to the doctor for regular visits. It includes 1 PCP visit before the deductible, drugs before the deductible, no-cost preventive care, and telemedicine. This Silver plan is on the Select Care network and is available within nineteen counties.

In-Network Deductible: $2,100 individual / $4,200 family 

EmblemHealth Select Care Bronze

This is a good plan if you don’t seek frequent medical care and would like to save some money on your health insurance. It includes 3 PCP visits before deductible, no-cost preventive care, and telemedicine. This Bronze plan is on the Select Care network and is available within nineteen counties.

In-Network Deductible: $3,800 individual / $7,600 family

EmblemHealth Select Care Catastrophic

This plan is for individuals under age 30 and others who qualify based on financial need. It includes 3 no-cost PCP visits. This Catastrophic plan is on the Select Care network and available within nineteeen counties.  

In-Network Deductible: $9,200 individual / $18,400 family

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