EmblemHealth Essential Plan (with Adult Dental and Vision)

Available year-round through the New York State of Health Marketplace.

A plan for New Yorkers with a $0 monthly premium,no deductible, and no referrals required to see a specialist. These plans also allow members to see a primary care physician, mental health professional, or dermatologist virtually with our Teladoc P360 benefit at no extra cost. Eligibility is based on income and other factors.

Deductible: $0 individual / $0 family

Medicaid Managed Care

If you’re eligible for Medicaid, then you may qualify for one of EmblemHealth’s state-sponsored Medicaid Managed Care plans, which offer low-or no-cost health, vision and dental coverage.

Deductible: $0 individual / $0 family

Enhanced Care Plus (HARP)

Enhanced Care Plus is our state-sponsored Health and Recovery Plan, or HARP. A HARP plan provides Medicaid members with additional health care resources to help members take care of all their physical health, behavioral health, and  non-Medicaid support needs. There is no monthly premium payment for this plan.  Members get access to excellent doctors within the EmblemHealth network.

Deductible: $0 individual / $0 family

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